Follow up to my “Budgeting, Money, & You” blog post.
You’re wrapping up this month’s budget and you’re bummed. Though you set what you thought was a reasonable savings goals, you missed it—and then some. (Before you start to cut out everything you love: Pause!
Financial experts agree that people are more successful in their financial aspirations when they weave them into their lifestyle. This means you probably shouldn’t skip your morning cup of hot coffee if it brings you joy. Instead, find other areas where you can squirrel away more hard-earned cash without feeling deprived.
If you’re not sure where to start, don’t stress.
Here, money-savvy strategies.
1,) Know where your are spending your money.
2.) Budget everything.
3.) Cut down on credit card usage.
4.) Try to get things that are cheaper. Just because they cost a lot does not mean it the best product.
5.) Use a budget tracker and savings app.
6.) Host more events at home.
7.) Make a plan to save money.
8.) Make a choose on what to save your money for.
9.) Decide on your priorities. What is the most important products and services that you need.
10.) Make saving Automatic and watch it grow.
SOURCES:
First 5 are the ones I use.
6 – 10 from:
StarWolf Geek 